Mobile Payments Are Essential
China is about 80% cashless. Download and set up both Alipay and WeChat Pay before arriving, as they are accepted virtually everywhere including taxis, street vendors, and restaurants. Both apps now allow foreigners to link international Visa, Mastercard, or AMEX cards directly without a Chinese bank account. Transaction limits for international cards are approximately CNY 6,000 per transaction and CNY 50,000 per month.